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Insurance & Fees

Navigating the financial responsibilities of therapy can be stressful and deter us from seeking the help we desire. I want the financial side of therapy to feel clear and manageable. Below you will find the list of insurance plans I accept. I also offer self-pay options; rates are available upon request.

In-Network Insurance Carriers

Insurance carriers are added often. If you do not see your insurance, please inquire.

  • Aetna

  • Blue Cross Blue Shield (PPO)

  • Blue Cross Blue Shield (HMO) - Select Groups

  • Blue Cross Blue Shield of Kansas City (Blue KC)

  • Cigna/Evernorth

  • Kancare United Healthcare

  • Luminare Health

  • Meritain Health

  • Sunflower Health Plan - Kansas Medicaid

  • EAP - BHS/Revive

Please note: Being listed as an accepted insurance provider does not guarantee coverage for every plan, service, or appointment. Your benefits, deductible, copay, coinsurance, and authorization requirements are determined by your individual policy.

​I encourage you to contact your insurance company before your first session to confirm your outpatient mental-health benefits. I can also help verify benefits when possible; however, final coverage and client responsibility are determined by your insurance carrier.

Self-pay and Out-of-network

Self-pay options are available for clients who prefer not to use insurance or whose insurance plan is not currently accepted. If you have out-of-network benefits, I can provide a superbill upon request for possible reimbursement from your insurance company. Self-pay rates are available upon request.

Ready to get started?

To verify your benefits or discuss payment options, please call me at 630-448-2177, book a free 15-minute consultation, or complete the Contact Me form. Provide your insurance details, including the insurance name, insurance network, and the customer service number on the back.

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© 2026 Sylvia S. Neil LLC

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